Hurricanes Harvey and Irma, Tuesday, September 19, 2017



Puerto Rico

  • Emergency Declaration Declared. President Trump declared on September 18, that an emergency exists for the Commonwealth of Puerto Rico due to conditions resulting from Hurricane Maria. FEMA has established the Puerto Rico Hurricane Maria Emergency Disaster webpage (EM-3391).

Virgin Islands

  • Emergency Declaration Declared. President Trump declared on September 18, that an emergency exists for the U.S. Virgin Islands due to conditions resulting from Hurricane Maria. FEMA has established the U.S. Virgin Islands Hurricane Maria Emergency Disaster webpage (EM-3390).

Local Perspective

  • The Virgin Islands has paused Irma-related recovery efforts to prepare for another possible hit from Hurricane Maria.




  • By the Numbers: (As of Tuesday morning)
    • 142,265 Individual Assistance (IA) applications approved*
    • $106,670,132 Individual & Household Program (IHP) approved*
    • $38,227,132 Housing Assistance (HA) approved*
    • $68,443,000 Other Needs Assistance (ONA) approved*

*Assistance dollars approved but not necessarily disbursed.

  • Amendments to Disaster Declaration.
    • A sixth and seventh amendment to the initial disaster declaration enables renters, homeowners, and business owners in 11 more counties to apply for FEMA Individual Assistance (IA), bringing the total to 48 counties.
    • Amendment Number 8 installs Willie Nunn as the Federal Coordinating Officer, replacing Justó Hernández.
  • Disaster Recovery Centers.  A DRC opened in St. Augustine. FEMA, the U.S. Small Business Administration (SBA), volunteer groups, and other agencies are at the centers to answer questions about disaster assistance and low-interest disaster loans for homeowners, renters, and businesses. They can also help survivors apply for federal disaster assistance. Disaster Survivor Assistance (DSA) crews are canvassing many affected areas and are able to register people for FEMA assistance if needed. When residents require further assistance, the teams may refer them to a disaster recovery center. It is not necessary to visit a center to register for and receive federal disaster assistance. If possible, survivors should register with FEMA before visiting a recovery center.
  • FEMA Outreach Teams. FEMA outreach teams are canvasing the designated counties to help residents register for disaster assistance, provide application updates, and make referrals to additional community resources. FEMA has contracted housing inspectors to assess damage to homes for those who have already registered with FEMA.
  • Operation Blue Roof. Carried out by the U.S. Army Corps of Engineers, Operation Blue Roof, provides eligible homeowners with free, temporary blue plastic sheeting to help reduce further property damage until permanent roof repairs can be made. However, roofs with 50% or more structural damage are not eligible.
    • This activity is currently taking place in Broward, Charlotte, Collier, DeSoto, Glades, Hardee, Henry, Highlands, Hillsborough, Lee, Manatee, Miami-Dade, Monroe, Palm Beach, Pinellas, Polk, and Sarasota counties.
    • There are currently seven locations where households can apply for Operation Blue Roof and complete the Right of Entry (ROE) form.
    • FAQs are answered.

Virgin Islands

  • Amendment to Disaster Declaration. Amendment Number 3 adds permanent work under the Public Assistance (PA) program Categories C-G for the three islands declared disaster areas, St. Croix, St. John, and St. Thomas. Those islands were previously approved for PA under Categories A and B (debris removal and emergency protective measures), including direct federal assistance.

Puerto Rico

  • Amendment to Disaster Declaration. Amendment Number 2 makes 15 more municipalities eligible for Public Assistance (PA), bringing the total to 19.


  • Major Disaster Declared. On September 15, the President raised the situation in Georgia from Emergency to a formal Disaster Declaration. FEMA’s has established a Georgia Hurricane Irma disaster page (DR-4338).
    • The Initial Disaster Declaration makes households in Camden, Chatham, and Glynn counties eligible for Individual Assistance (IA), and all 159 counties eligible for debris removal and emergency protective measures, including direct federal assistance, under the Public Assistance (PA) program. All areas of the state are eligible for the Hazard Mitigation Grant Program.
    • Amendment Number 1 adds households in Liberty and McIntosh counties eligible for Individual Assistance.

Local Perspectives

  • Public Housing in VI. Residents of Estate Tutu Apartments, a public housing development on St. Thomas, Virgin Islands, are being relocated as the building has suffered severe damage. Of the 285 families living there, 160 are in shelters, while others are still living in the damaged building. While finding local housing is preferred, many residents may have to move.
  • Affordable housing in the Keys. Hurricane Irma destroyed many of the trailers and mobile homes that constituted the limited amount of affordable housing in the Florida Keys. Low-income residents now worry that developers will use this as an opportunity to buy the trailer park’s land for luxury apartments, forcing them to leave the islands. Governor Rick Scott says he wants the Florida Keys open for business by October 1.
  • Housing in Immokalee. Collier County Housing Authority is opening temporary housing in Immokalee for up to 176 people displaced by Hurricane Irma.
  • Former President Bill Clinton dropped in on the shelter at the Miami-Dade County.



  • By the Numbers: (As of Tuesday morning)
    • 237,618 Individual Assistance (IA) applications approved*
    • $434,725,370 Individual & Household Program (IHP) approved*
    • $292,063,922 Housing Assistance (HA) approved*
    • $142,661,448 Other Needs Assistance (ONA) approved*
    • Public Assistance (PA) no longer indicated

*Assistance dollars approved but not necessarily disbursed.

  • More than $1 Billion Approved. FEMA reports that as of September 17, $1.09 billion in federal funds have been provided directly to residents to aid in personal recovery. This includes:
    • $333 million in FEMA grants for housing assistance, including emergency home repairs, replacement, and rental assistance.
    • $146 million in FEMA grants to replace essential personal property and help with medical, dental, legal, and other disaster-related expenses.
    • $347 million paid to National Flood Insurance Program policy holders in advance payments.
    • $265 million in Small Business Administration low-interest disaster loans for homeowners, renters, and businesses.

In addition, FEMA’s Public Assistance Program approved $181 million for local and state agencies to reimburse them for the cost of debris removal and emergency response. FEMA also made $516 million in mission assignments to more than two dozen federal agencies.

  • Amendments to Disaster Declaration. An eighth amendment authorizes federal funds for all categories of Public Assistance (PA) at a 90% federal cost-share, except for assistance previously approved at 100%. Amendment Number 4 on September 2 limited the 90% federal cost-share to debris removal and direct federal assistance.
  • Disaster Recovery Centers. Eight more DRCs have opened: Port Aranas and League City, Port Arthur, Dickinson, Bay City, Brookshire, Houston (at the Church Without Walls), and Orange.
  • FEMA Fact Sheets.
    • HUD-Assisted Households. People who were displaced from their HUD-assisted homes in one of the 39 designated disaster counties should register with FEMA, according to a FEMA Fact Sheet. This advice applies to households who were living in public housing, private homes with vouchers, or private homes assisted with project-based rental assistance. Displaced households may be eligible for temporary assistance to pay for a place to live until they return to HUD-assisted homes. They may also be eligible for grants to replace essential contents such as clothing and household items, as well as medical, dental, and burial expenses.
    • Other Needs Assistance. Other Needs Assistance (ONA) grants are funded on a cost-share basis by FEMA and the State of Texas to assist Hurricane Harvey survivors. These grants can be used to repair or replace damaged personal property or to pay for disaster‐related necessary expenses and other serious needs. The state provides these grants to repair or pay for:
      • Disaster‐related medical or dental costs.
      • Disaster‐related funeral and burial costs.
      • Clothing, household items, tools required for work, and necessary educational materials.
      • Fuels for primary heat source.
      • Disaster‐specified clean‐up items.
      • A vehicle damaged by the disaster.
      • Moving and storage expenses related to the disaster to avoid additional disaster damage while disaster‐related repairs are being made to the home.
      • Other necessary expenses or serious needs as determined by the State and FEMA.
    • Critical Needs Assistance. FEMA has authorized Critical Needs Assistance (CNA) for households with immediate or serious needs due to being displaced from their primary dwelling. CAN is available in all 39 counties designated as disaster areas. Critical needs are life-saving and life-sustaining items including, but not limited to: water, food, first aid, prescriptions, infant formula, diapers, consumable medical supplies, durable medical equipment, personal hygiene items and fuel for transportation. To be eligible for CNA a survivor must complete a registration with FEMA.
    • Clean and Removal Assistance. FEMA has authorized Clean and Removal Assistance (CRA) for homeowners with disaster-related real property damage who do not qualify for Home Repair Assistance because the damage did not render the home uninhabitable. This assistance is intended to prevent additional loss and potential health and safety concerns and reduce contamination from floodwater. CRA is awarded as a one-time payment per household. This amount represents the average cost of cleaning, sanitizing, and removing carpet in a flooded dwelling in the designated area.
    • Register with FEMA Even if You Have Insurance. FEMA recommends registering with FEMA even if a household is covered by insurance or have registered with other agencies. There are situations in which insured households might still be eligible for FEMA assistance.

Local Perspectives

  • Rent Increases. Low income residents of Houston are unable to leave damaged units as rental prices increase in Houston. While some report landlords abusing their power to take advantage of the price increase, the majority of landlords are doing their best to accommodate tenants.
  • ID for D-SNAP. The Department of Health and Human Services has announced that they will take a client statement as a form of ID when applying for D-SNAP. Since many Texans have lost important documents, this will help more families buy food.
  • Temporary housing. Officials are struggling to house the tens of thousands of Texans who are unable to return to their homes. Shelters and hotels remain full, and while FEMA and other volunteers are working to quickly repair homes, this will be a slow process and a huge challenge. FEMA may begin to bring in trailers as a temporary option.

[Read more…]

Hurricanes Harvey and Irma, Wednesday/Thursday, September 13 and 14, 2017


Congress appropriated $7.4 billion for CDBG Disaster Recovery (CDBG-DR) money for 2017 designated disaster areas. Implementation of appropriated CDBG-DR will be through Federal Register notices that are treated as regulations. HUD is in the process of drafting a Federal Register notice.

Advocates in states impacted by the hurricanes will want to be familiar with CDBG-DR so that they can effectively influence state and local CDBG-DR required Action Plans. HUD’s CDBG-DR webpage has materials developed before for previous disaster situations which are relevant today. Although written for state and local officials responsible for the use of CDBG-DR funds, everyone active in their communities would benefit from a familiarity with these materials.

  • The CDBG-DR Toolkit has a section for launching a CDBG-DR program and a section for implementation. The latter touches on topics pertaining to multifamily rental housing, small rental rehabilitation, homeowner repairs, and other forms of recovery assistance.
  • The Disaster Recovery Homelessness Toolkit has three guides:
    • The Local Planning Guide is designed to help ensure a community’s disaster plan addresses the needs of homeless and other vulnerable populations.
    • The Response Guide has suggestions for strengthening a community’s entire disaster response effort by addressing the needs of its most vulnerable community members.
    • The Recovery Guide addresses the fact that returning a homeless or precariously housed household to the same condition they had before the disaster is a missed opportunity for both the household and the community.
  • The 2016 CDBG-DR Webinar Series has eight webinars including one that provides an overview of CDBG-DR and one on public participation CDBG-DR Action Plans.
  • The 2017 CDBG-DR Problem Solving Clinics  include one about the basics and other important topics such as the Uniform Relocation Act, environmental review, and subrecipients.




  • Amendments 3, 4, and 5 to the initial disaster declaration enables renters, homeowners, and business owners in 21 more counties to apply for FEMA Individual Assistance (IA), bringing the total to 37 counties.
  • The Florida Housing Finance Corporation (Florida Housing, the Housing Finance Agency) is suggesting that residents displaced by Hurricane Irma search for available rental housing using Property owners and managers, are urged to help by adding and/or updating their listing of available rental units by clicking here to log into their account with SocialServe, or call them toll-free at 1-(877) 428-8844 for assistance. Florida Housing reminds owners and managers that properties in Florida Housing’s portfolio are required to list with the Locator.

Puerto Rico

More municipios were added to the list of designated areas eligible for disaster assistance. People in Canovanas and Loiza are now eligible to apply for Individual Assistance (IA). Ten additional municipios may apply for Public Assistance (PA) and Hazard Mitigation Grants (HMG).


HUD issued a Situation Report on September 13. Highlights include:

  • The total number of HUD-assisted Multifamily properties, number of units in those properties, and the number of HUD-assisted units are listed for Alabama, Florida, Georgia, North Carolina, Puerto Rico South Carolina, Tennessee, and the Virgin Islands. No damage assessments are presented.
  • Scattered site vacation villas are being identified in the Virgin Islands and Puerto Rico for potential use as housing for local government employees. Also, 89 units on the east coast of Puerto Rico are undergoing Housing Quality Standards (HQS) inspections.
  • Some PHAs in Alabama, Florida, Georgia, and South Carolina have sent damage reports, most seem to be relatively minor water damage or fallen tree damage to relatively few units. Notably, Miami-Dade and Hialeah are still assessing damage.
  • Information from the Seminole Nation of Florida is in the report. Six shelters are open (but two have leaks) housing about 85 people. Public safety buildings at Hollywood, Big Cypress, and Brighton have roof damage beyond repair. The Poarch Band of Creek Indians in Alabama reports no damage.
  • More than 100 public housing residents from the Tutu Apartments in the Virgin Islands are living in severely damaged homes with nowhere to go.
  • The Virgin Islands Housing Authority (VIHA) has capacity to issue vouchers; however, suitable units are not likely to be available on the island. Families will need to port out to St. Croix, Puerto Rico, or PHAs on the mainland. PIH estimates VIHA has budget authority for approximately 100 vouchers for immediate issuance. PIH staff are not yet aware of what emergency transportation resources be available through FEMA. Cruise ships are evacuating residents of the Virgin Islands to Puerto Rico and Miami, but PIH has not seen this service offered to public housing residents. Coordination of transportation options is needed.
  • Only 50% of VIHA staff in St. Thomas have been accounted for, and they need basic necessities.


  • Federal prisons. Reports indicate that federal prisons in Texas and Florida may not have been evacuated, unlike state prisons.
  • Loss of power. Many Floridians remain without any electricity, internet, or cell phone service. Authorities are working hard to restore power, especially because the high heat and humidity create health concerns. Power outages have also been reported in Georgia, South Carolina, and Alabama.
  • Mobile homes. Manufactured homes were some of the most affected by the storm, but as many as 50% of these homes may lack insurance.
  • Back to back floods. Certain Georgia residents have been hit twice with flooding. Many were still recovering from damages related to last year’s Hurricane Matthew when Irma brought on additional flooding.



  • By the Numbers: (As of Thursday afternoon)
  • 223,980 Individual Assistance (IA) applications approved*
  • $346,620,696 Individual & Household Program (IHP) approved*
  • $218,164,003 Housing Assistance (HA) approved*
  • $128,456,693 Other Needs Assistance (ONA) approved*
  • Public Assistance (PA) no longer indicated

*Assistance dollars approved but not necessarily disbursed.

  • Disaster Recovery Center. A DRC opened in Webster.
  • NFIP “Substantial Damage.” A FEMA fact sheet explains “substantial damage” in the context of the National Flood Insurance Program (NFIP). The decision about a structure being “substantially damaged” is made at a local government level, generally by a building official or floodplain manager.

Substantial damage applies to a structure in a Special Flood Hazard Area (SFHA) – or 1%-annual-chance floodplain – for which the total cost of repairs is 50% or more of the structure’s market value before the disaster occurred, regardless of the cause of damage. This percentage could vary among jurisdictions, but must not be below NFIP standards.

If a building in a floodplain is determined by the local official to be substantially damaged, it must be brought into compliance with local floodplain management regulations. Owners may decide to elevate their structures, or change them in some other way to comply with local floodplain regulations and avoid future losses, or relocate or demolish the structure.


  • HUD issued a second Situation Report on September 13. Highlights include:
    • FEMA is involved with repopulating public housing residents in the Dallas Shelter.
    • Survivors from the Beaumont area are returning via buses provided by FEMA.
    • While 11 Disaster Recovery Centers (DRCs) are open, the Governor, state Emergency Management director, and the FEMA Federal Coordinating Officer are pressing to speed up opening more DRCs. HUD anticipates many more DRCs will open in the next week.
    • By October 1, HUD will have more than 40 staff on the ground.
    • HUD’s Office of Policy Development and Research (PD&R) indicates that data for FEMA Individual Assistance (IA) applicants and awards, as well as Preliminary Disaster Assessments (PDAs) will be provided as it becomes available.
    • HUD is beginning to draft a Federal Register notice that will govern the use of CDBG-DR funds.
    • HUD reports that FEMA “may have asked” the Houston Housing Authority (HHA) to serve up to 700 new, non-HUD assisted persons currently in shelters. However, prior to the hurricane HHA’s voucher program had a substantial shortfall and was financially oversubscribed. HUD is requesting that FEMA first make such requests to HUD’s Office of Public and Indian Housing (PIH).


TDHCA requested and was granted Governing Board approval to re-program available funds, including HOME Investment Partnerships Program (HOME) funds, to provide disaster-related assistance. The general set-aside for the outstanding 2017-1 Multifamily Direct Loan NOFA is being reduced, and $9,086,316 in general set-aside funds for which no applications have been submitted is transferred to the current HOME Disaster Reservation Fund, also known as the Disaster Relief Set-Aside. There is approximately $2,000,000 currently available; therefore approximately $11 million in HOME funding will shortly be available for this purpose.


  • Water contamination.  Testing of Houston floodwaters, organized by the New York Times, found dangerously high levels of bacteria and toxins caused by sewage contamination. Contamination levels were higher inside homes, so extreme caution around floodwater or the resulting sediment is necessary to avoid infection.
  • Barges providing housing. The Mayor of Port Arthur has announced that two floating barges with living quarters and laundry facilities will help house those left homeless after Harvey. The barges will also provide three meals per day.
  • Mortgage delinquencies. An estimated 300,000 borrowers will become delinquent on their loans in FEMA-designated disaster areas.
  • Rural communities. Many small town ranchers and farms have lost both their homes and their livelihoods to flooding that has killed livestock and destroyed crops.
  • Coastal barrier. Houston Mayor Turner is advocating for a physical coastal barrier that would protect the region from storm surges.
  • Recruiting from shelters. A group has recruited members of Nashville’s homeless community to work on clean-up efforts. They are being asked to work 12 hours a day, six days a week. Advocates are concerned about security and safety issues.

Hurricanes Harvey and Irma, Monday, September 11, 2017


Votes Postponed. House Majority Leader Kevin McCarthy (R-CA) postponed any votes in the House today due to the large number of absences resulting from Hurricane Irma.



  • Public Housing Damage. The Director of the U.S. Virgin Islands Housing Authority reports that Virgin Islands Housing Authority Central Office may not be able to reopen due to significant damage. The public housing authority has nine public housing communities on St. Thomas with 1,472 units. One development, TuTu High-Rise with 300 units, was devastated with approximately 100 units uninhabitable. They are working with HUD to secure emergency vouchers to relocate residents.
  • Homeless forcibly removed. In Miami, any person experiencing homelessness that did not willingly go to a storm shelter was warned they  would be detained at a psychiatric institution. Dade County invoked the Baker Act to hold at least six people against their will. NARPA issued a statement opposing this tactic.
  • Inequality. While wealthier Miami residents have the luxury of generators and storm proof windows, low income residents stay because they have no option. Historically, county and city relief efforts reach these communities slowly.



President Trump issued a major disaster declaration for Florida on September 10. FEMA has a webpage for Florida Hurricane Irma (DR-3347). In addition, Mr. Trump declared  on September 8 that an emergency exists for the Seminole Tribe of Florida and ordered Federal assistance to supplement the Tribe’s response efforts. Specifically, debris removal and emergency protective measures, including direct federal assistance, will be provided at 75% federal funding.

All 67 counties in Florida are eligible to apply for Public Assistance (PA), making federal funds available to state, tribal, and eligible local governments, as well as certain private nonprofit organizations on a cost-sharing basis for debris removal and emergency protective measures, including direct federal assistance. For the 30-day period following the disaster declaration, assistance for emergency protective measures, including direct federal assistance, is authorized at 100% of the total eligible costs (instead of the standard 75%). Hazard Mitigation Grants are also available for all 67 counties at the 75% cost-sharing rate.

People in nine counties are eligible to apply for Individual Assistance (IA), which can include grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses, and other programs to help individuals and business owners recover from the effects of the disaster. The forms of assistance include:

  • Rental payments for temporary housing. Initial assistance may be provided for up to three months for homeowners and at least one month for renters. Assistance may be extended after the initial period based on a review of individual applicant requirements.
  • Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary, and functional.
  • Grants to replace personal property and help meet medical, dental, funeral, transportation, and other serious disaster-related needs not covered by insurance or other federal, municipality, and charitable aid programs.
  • Unemployment payments for up to 26 weeks for workers who temporarily lost jobs because of the disaster and who do not qualify for state benefits, such as self-employed individuals.
  • Low-interest loans from the Small Business Administration (SBA) to cover residential losses not fully compensated by insurance. Loans are available of up to $200,000 for primary residence, and of up to $40,000 for personal property, including renter losses. Loans are available up to $2 million for business property losses not fully compensated by insurance.
  • Loans from SBA of up to $2 million for small businesses, small agricultural cooperatives, and most nonprofit organizations of all sizes that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster’s adverse economic impact. This loan in combination with a property loss loan cannot exceed $2 million.
  • Loans from the U.S. Department of Agriculture’s Farm Service Agency of up to $500,000 for farmers, ranchers, and aquaculture operators to cover production and property losses, excluding primary residence.
  • Other relief programs, including: crisis counseling for those traumatized by the disaster; income tax assistance for filing casualty losses; and advisory assistance for legal, veterans’ benefits, and social security matters.

U.S. Virgin Islands

On September 10, the disaster declaration was modified to authorize 90% federal cost-share for debris removal, including direct federal assistance, and a 100% federal cost-share for emergency protective measures, including direct federal assistance. These percentages will be in effect for 30 days from the start of the incident period, afterward a 90% federal cost-share will be applied (the standard ratio is 75%). FEMA has a webpage for Virgin Islands Hurricane Irma (DR-4335).

Puerto Rico

Mr. Trump issued a major disaster declaration for Puerto Rico on September 10, making Individual Assistance available for people in the municipalities of Culebra and Vieques, and making Public Assistance available at a 75% federal cost-share for those two municipalities. FEMA has a webpage Puerto Rico Hurricane Irma (DR-4336).



By the Numbers (as of Sunday evening):

  • 218,701 Individual Assistance (IA) applications approved
  • $284,087,432 Individual & Household Program (IHP) approved*
  • $163,917,266 Housing Assistance (HA) approved*
  • $120,701,166 Other Needs Assistance (ONA) approved*
  • $151,224,778 Public Assistance (PA) approved*

*Assistance dollars approved but not necessarily disbursed.

Disaster Recovery Centers. Six more Disaster Recovery Center were opened: Baytown, Dallas, a second DRC in Houston, Katy, Magnolia, and Simonton.


D-SNAP. Texans recovering from Hurricane Harvey could be eligible for disaster food benefits from the USDA’s Supplemental Nutrition Assistance Program (SNAP) through the availability of Disaster SNAP (D-SNAP) announced on September 11 by USDA and the Texas Health and Human Services Commission.

D-SNAP eligible households in the affected areas will receive two months of benefits, equivalent to the maximum amount of benefits normally issued to a SNAP household of their size, to meet their food needs as they settle back home following the disaster. To be eligible for D-SNAP, a household must live in an identified disaster area, have been affected by the disaster, and meet certain D-SNAP eligibility criteria. Texas Health and Human Services Commission will announce D-SNAP dates, and locations through the local media.

Hurricane Housing Recovery Updates 9.8.17


  • Initial Disaster Relief.President Trump has signed into law a $15.25 billion disaster relief bill in response to Hurricanes Harvey and Irma. The bill combines disaster relief with several other must-pass bills to lift the debt ceiling, extend the National Flood Insurance program, and keep the government open through December 8 with a Continuing Resolution.  Of the $15.25 billion, $7.4 billion is for FEMA and $450 million is for the Small Business Administration’s (SBA’s) disaster loan program. The bill also includes an additional $7.4 billion in CDBG Disaster Relief (CDBG-DR) funds and provides HUD Secretary Ben Carson with broad discretion to allocate these resources directly to state and local governments. CDBG-DR funds will help local communities begin the recovery and rebuilding process more quickly.
  • Sandy Relief.Representatives Tom Reed (R-NY) and Bill Pascrell (D-NJ) reintroduced H.R. 3679 to provide disaster-related tax relief, including an increase in Low Income Housing Tax Credits for states impacted by disasters and an increase in New Markets Tax Credits for states impacted by disasters from 2012 to 2015. This bill by Congressman from NY and NJ is intended to create an increased LIHTC and NMTC allocation for communities impacted by Superstorm Sandy. This bill may be expanded to include similar tax relief for states impacted by disasters in 2017.


  • Fannie Mae and Freddie Mac Flyer.Fannie Mae and Freddie Mac have created a joint flyer to use to get the word out about mortgage relief options for those affected by natural disasters, including Hurricanes Harvey and Irma.

Hurricane Harvey 

BY THE NUMBERS: (As of Friday afternoon)

  • 204,202 Individual Assistance (IA) applications approved
  • $216,226,132 total Individual & Household Program (IHP) dollars approved*
  • $107,772,244 total Housing Assistance (HA) dollars approved*
  • $108,453,888 total Other Needs Assistance (ONA) dollars approved*

*Dollars Approved: Assistance dollars approved but not necessarily disbursed.


  • Unemployment Assistance.The Texas Workforce Commission has a special Hurricane Harvey webpage. 
  • Past Presidents.All five living former presidents of the United States have launched a joint effort to raise money for relief following Hurricane Harvey.


  • HUD Situation Report.HUD issued a Situation Report on September 7. Highlights of the report include:
    • There are 42 public housing agencies, with 773 properties containing 199,494 public housing units in the Hurricane Harvey impact area.
    • There are 454 Multifamily properties containing 50,818 units, 20,971 of which are assisted.
    • The Office of Public and Indian Housing (PIH) field staff are in regular contact with affected Public Housing Authorities (PHAs) to gather information on families displaced, units available for leasing, and impacts to properties. As data is available, it is entered in the daily and weekly reports to HUD Headquarters. All PHAs have been advised of flexibilities PIH can offer, such as postponed physical inspections and reporting extensions.
    • The Office of Lead Hazard Control and Healthy Homes (OLHCHH) advises that CDBG-DR funds be used to provide financial support for the development of an environmental health and housing registry.
    • HUD’s Office of Policy and Research is working with FEMA to facilitate information transfer that will allow HUD to identify the assisted housing residents in FEMA shelters and hotels. This will allow HUD to coordinate with grantees to get those families rehoused.
    • Information on persons with Housing Choice Voucher assistance will be delayed because PHAs need time to assess the habitability of all privately-owned rental properties. PIH will report any relevant information as it is received.
    • HUD assisted persons are being told by other agency staff that they are not eligible for FEMA assistance and should go through their PHA for assistance.
  •  HUD Multifamily Call.Janet Golrick, HUD Senior Advisor (and long-time Multifamily career staff person) and Bob Iber, Acting Deputy Assistant Director conducted a call for stakeholders on Friday afternoon, September 8. NLIHC participated on the call. The calls will be biweekly, with a goal of HUD and stakeholders sharing relevant information and raising concerns or questions.

Based on phone calls with owners, HUD estimates that about 200 properties have moderate-to-severe damage. HUD staff will start on-site visual inspections starting Monday, September 11, initially focusing on the Corpus Christi area, with some inspectors also beginning to make inspections in the Houston area. They anticipate inspections will take 3-4 weeks to complete. HUD staff has been looking for vacant units and sharing that information with FEMA.

FEMA has been surveying people at shelters. The survey has a question asking whether the household is HUD-assisted; however, some people may not know that their property is HUD-assisted. Multifamily is also using its TRACs system to figure out the names of assisted residents and compare that list to FEMA’s list of registrants for disaster assistance. Their goal it to identify any HUD-assisted households staying in hotels, shelters, or the convention center to place them instead into any vacant units they can identify. They will also identify HUD-assisted elderly households and/or people with disabilities and prioritize them for available accessible units.

REAC and MOR (management and occupancy reports) inspections will be on hold for 90 days in Texas and Florida. HUD will resume REAC and MOR activity in Louisiana. Based on its early assessments in Lake Charles, Louisiana and surrounding areas, none of the HUD-assisted Multifamily stock encountered damage. HUD is expediting its reserve for replacement procedures.

In answer to a question about where else HUD may look to house residents displaced from HUD-assisted housing, they referenced the ‘pass-through’ option described in HUD Handbook 4350.1 REV-1, CHG-2, “Multifamily Asset Management and Project Servicing,” Chapter 38: Multifamily Emergency/Disaster Guidance. One of the relevant provisions allows the owner of property A to identify another property, B, and pass property A’s subsidy to property B on a temporary basis while property A is being renovated.

Regarding Hurricane Irma, HUD affiliated owners in Puerto Rico have already reported some damaged properties. HUD is reaching out to all HUD affiliated owners and managers in Florida, in anticipation of a need to quickly assess damage in the state next week.

  • Secretary Carson Interviews.Secretary Carson has given a series of interviews on recovery efforts.  


  • Disaster Recovery Centers.Five more Disaster Recovery Centers were opened: Goliad, Ingleside, Missouri City, Port Lavaca, and Victoria.


  • Low Income Housing Tax Credits.Mississippi, Ohio, and Oregon join other states in allowing owners of Low Income Housing Tax Credit (LIHTC) properties to provide up to twelve months of emergency housing to households that have been displaced by Hurricane Harvey, even if they are not income-eligible. IRS Revenue Procedures 2014-49 and 2014-50provide guidance. 

Hurricane Irma


  • AirBNB.The company is offering free lodging to help residents weather the impending disaster of Hurricane Irma.
  • Developers Prepare for Irma.Affordable housing developers are making preparations for their residents in Florida, Puerto Rico, and the Virgin Islands.
  • Hurricane Matthew.Many people in Irma’s path have not fully recovered from Hurricane Matthew, which struck last year. 


  • Presidential Disaster Declaration for U.S. Virgin Islands.President Donald J. Trump declared on September 7 that a major disaster exists in the territory of the U.S. Virgin Islands and ordered federal aid to supplement recovery efforts in the territory due to Hurricane Irma beginning on September 6, 2017, and continuing. This makes federal funding available to affected individuals in the islands of St. John and St. Thomas.
    • FEMA has a webpage for Virgin Islands Hurricane Irma (DR-4335).
    • William L. Vogel has been named as Federal Coordinating Officer for federal recovery operations in the affected area.
  • Presidential Emergency Declaration for Florida.President Trump declared on September 5, that an emergency exists in Florida, authorizing FEMA to coordinate disaster relief efforts. Specifically, this authorizes FEMA to provide debris removal and emergency protective measures (Categories A and B), including to direct federal assistance, under FEMA’s Public Assistance program for all 67 counties.
    • FEMA has a webpage for Florida Hurricane Irma (EM-3385).
    • Justo Hernández was named Federal Coordinating Officer for federal recovery.
  • Presidential Emergency Declaration for Puerto Rico. President Trump declaredon September 5, that an emergency exists for the Commonwealth of Puerto Rico, authorizing the Federal Emergency Management Agency (FEMA) to coordinate disaster relief efforts. Specifically, this authorizes FEMA to provide debris removal and emergency protective measures, including direct federal assistance, under FEMA’s Public Assistance program for all 78 municipalities.
    • FEMA has a webpage Puerto Rico Hurricane Irma (EM-3384).
    • Alejandro DeLaCampa was named the Federal Coordinating Officer for federal recovery operations in the affected areas.
  • Presidential Emergency Declaration for South Carolina.President Trump declared on September 7, that an emergency exists in South Carolina, authorizing the Federal Emergency Management Agency (FEMA) to coordinate disaster relief efforts. Specifically, this authorizes FEMA to provide debris removal and emergency protective measures, including direct federal assistance, under FEMA’s Public Assistance program for all 46 counties and the Catawba Indian Nation.
    • FEMA has a webpage for South Carolina Hurricane Irma (EM-3386).
    • Willie G. Nunn was named as Federal Coordinating Officer for federal response operations in the affected area.
  • Presidential Emergency Declaration for Georgia.President Trump declared on September 8, that an emergency exists in Georgia, authorizing the Federal Emergency Management Agency (FEMA) to coordinate disaster relief efforts. Specifically, this authorizes FEMA to provide debris removal and emergency protective measures, including direct federal assistance, under FEMA’s Public Assistance program for the counties of Appling, Atkinson, Bacon, Brantley, Bryan, Bulloch, Burke, Camden, Candler, Charlton, Chatham, Clinch, Coffee, Echols, Effingham, Emanuel, Evans, Glynn, Jenkins, Jeff Davis, Liberty, Long, McIntosh, Pierce, Screven, Tattnall, Toombs, Treutlen, Wayne, and Ware.
    • FEMA has a webpage for Georgia Hurricane Irma (EM-3387).
    • Thomas J. McCool was named as Federal Coordinating Officer for federal response operations in the affected area.


Homeland Security (DHS)

  • Undocumented Individuals.DHS issued a statement about immigration enforcement as Hurricane Irma approaches, claiming “DHS will not conduct non-criminal immigration enforcement operations in the affected area…When it comes to rescuing people in the wake of Hurricane Irma, immigration status is not and will not be a factor.”
  • ICE Detainees.In the same DHS statement, Immigration and Customs Enforcement (ICE) detainees from the Krome Detention Center, Monroe County Jail, Broward Transitional Center, and Glades Detention Center are being temporarily transferred to various other detention facilities outside the projected path of the hurricane.


September 6: Update on Hurricane Harvey housing recovery

The House of Representatives has passed $7.85 billion in funding for immediate Hurricane Harvey relief. It now heads to the Senate, where it will likely be combined with legislation to lift the debt ceiling. While the White House supports combining disaster relief with must-pass debt ceiling legislation, Members of the House Freedom Caucus, including Representative Mark Meadows, will likely oppose it. Congress aims to deliver the first installment of aid by Friday, when FEMA is expected to run out of emergency dollars.

The Congressional Budget Office (CBO) cost estimate of H.R. 3672 making supplemental appropriations for disaster relief.

Meanwhile, HUD Secretary Ben Carson does not believe that the budget cuts requested by the Trump administration are an obstacle to disaster relief.


  • 190,686 individual assistance grants have been approved.
  • $172,463,376 individuals and household program dollars have been approved.


  • Federal Home Loan Bank of Dallas is providing $6.7 million in grants available to members’ employees, small businesses, and community based organizations involved in recovery efforts.
    • $4.5 million will assist member banks’ employees whose homes were damaged or destroyed. Maximum grant is $10,000. If these funds are not used by November 15, the remainder will be available to assist qualified households in the general public.
    • $2 million will assist small businesses. Maximum grant is $15,000.
    • $225,000 will assist community-based organizations involved with affordable housing to help meet their operating needs while assisting with recovery efforts. Maximum grant is $10,000.
  • Political Climate: Conservative Texan politicians are not letting their political views get in the way of working with the federal government or advocating for federal relief funds.
  • Lone Star Legal Aid: Despite a fire destroying their offices, Lone Star Legal Aid is assisting with FEMA applications and preparing for eventual appeals.
  • Texas Appleseed and National Law Center on Homelessness & Poverty: Pre-K through 12th grade students displaced by Hurricane Harvey have the right to attend school. This fact sheet will help parents and students navigate their rights.
  • National Law Center on Homelessness & Poverty’s report on Homeless Education Advocacy Manual provides disaster-specific guidance.
  • Yardi to Donate $1 Million: Santa Barbara-based real estate software developer Yardi has donated $1 million to relief efforts for Hurricane Harvey, and launched a website to help displaced residents find housing. Yardi is using its RENTCafe property marketing and leasing platform to create a housing registry website, to help displaced residents find temporary and permanent homes. There is no charge for housing providers to list their properties or for residents to use it.


  • A media release jointly issued by HUD, FEMA, and the Small Business Administration states that those agencies are “focused on identifying strategies to strengthen the housing market, building inclusive and sustainable communities, and integrating disaster mitigation measures into community design and development, to reduce future damages.” The joint letter lists short-term as well as intermediate and long-term housing activities, all of which have been written about in earlier versions of NLIHC’s Hurricane Harvey blog posts.
  • In radio interview, HUD Secretary Ben Carson hopes to “get rid of a lot of the red tape” during efforts to re-house displaced households who rely on HUD-supported housing. He does not see potential budget cuts as an obstacle to disaster relief.


  • Three more State of Texas/FEMA Disaster Recovery Centers are open: one Houston, one in Colorado County in the city of Columbus, and another in Fayette County in the city of La Grange. Earlier in the week a DRC opened in Jackson County in the city of Edna. DRCs offer in-person support to individuals and businesses in the 32 counties in the Texas federal disaster declaration for Hurricane Harvey and the subsequent floods. Recovery specialists from the FEMA, the U.S. Small Business Administration (SBA), the state, and other interests will be at the centers to talk about assistance and to help anyone who needs guidance in filing an application.

Rural Development (RD):

In the wake of Hurricane Harvey, USDA Rural Development (RD) issued a letter outlining ways the agency can provide assistance to homeowners affected by the hurricane. RD also provides assistance for new grants and to help existing loan and grant recipients. RD-assisted homeowners are urged to contact their local Rural Development State Office by email or telephone regarding questions about their loan or grant.

Department of Justice (DOJ):

In a media release, Acting U.S. Attorney Abe Martinez announced that representatives from numerous federal and state law enforcement agencies have formed a working group to investigate and prosecute illegal activity related to Hurricane Harvey.

“This disaster has brought and will continue to bring unprecedented human and financial loss to our communities, and victims of this event have already suffered staggering devastation,” said Martinez. “The last thing that victims of this damage need is to be victimized again. Under the lessons learned from Hurricane Katrina, we bring a comprehensive law enforcement focus to combat any criminal activity arising from the tragedy of Hurricane Harvey and the rebuilding efforts underway.”

The Disaster Fraud Hotline is 1-866-720-5721 and is staffed by a live operator 24 hours a day, seven days a week. The public can also send an email or fax information to 225-334-4707.

In addition, the Texas Attorney General’s Office is asking Texans to contact their Consumer Protection Division and file a complaint if they feel they have encountered price gouging, have been scammed, or fall victim to a charities fraud. They can call the toll-free hotline at 800-621-0508, send an email or file a complaint on via the web.

Internal Revenue Service (IRS):

  • IRS Notice 2017-48 reminds employers that have adopted or may be considering adopting leave-based donation programs that employees can elect to forgo vacation, sick, or personal leave in exchange for cash payments that the employer makes to charitable organizations described in 170(c) of the Internal Revenue Code. The notice provides guidance for income and employment tax purposes on the treatment of cash payments made by employers under leave-based donation programs.
  • Oklahoma is permitting all owners of low-income housing tax credit (“LIHTC”) properties to provide temporary emergency housing to displaced individuals affected by Hurricane Harvey, in accordance with Revenue Procedures 2014-49 and 2014-50. The Oklahoma Housing Finance Agency (OHFA) reports that since 1987, more than 28,000 rental units in about 500 properties have been built with LIHTC assistance. A database listing of LIHTC properties is on the OFHA website.


Twenty-three organizations, including NLIHC, issued a joint statement calling on Congress to swiftly appropriate funds for Hurricane Harvey relief, and to do so with emergency funding that is not offset by cuts to other important programs. They assert that the rebuilding process must result in a smarter and fairer distribution of affordable housing, so that options available to low income people, particularly low income people of color, are not limited to high-poverty, highly segregated, geographically vulnerable neighborhoods. In this regard, Houston must resolve the problems related to the location of its assisted housing that were identified by HUD in its recent Title VI finding. It is essential that those affected have meaningful access to emergency and recovery-related services, including those who are blind, deaf and hard of hearing, and regardless of ability to speak English or citizenship status.

For more information, please contact NLIHC Director of Public Policy Sarah Mickelson ( or Senior Advisor Ed Gramlich (